How to Link Aadhar Card with Bank Account

Published on: February 6, 2026
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Linking your Aadhaar card with your bank account has become very important in today’s time. Aadhaar linking helps in receiving government subsidies, direct benefit transfers, and smooth banking services. You can link Aadhaar with your bank account using online, mobile, or offline methods.

Why Aadhaar Linking with Bank Account Is Important

When your bank account is linked with Aadhaar, government benefits are directly transferred to your account. It reduces fraud and makes account verification easier. Services like LPG subsidy, pension, scholarship, and other welfare schemes require Aadhaar-linked bank accounts.

Methods to Link Aadhaar Card with Bank Account

There are multiple ways to link Aadhaar with a bank account. You can choose any method based on your convenience.

How to Link Aadhaar Using Mobile Banking App

If your bank provides a mobile banking app, you can link Aadhaar from home. Open the app and log in using your credentials. Go to the profile or services section and select the option “Aadhaar Seeding” or “Link Aadhaar.”

Enter your Aadhaar number and request OTP. The OTP will be sent to the mobile number registered with Aadhaar. After verifying the OTP, your Aadhaar will be successfully linked with your bank account.

How to Link Aadhaar Using Internet Banking

You can also link Aadhaar through internet banking. Visit your bank’s official website and log in to your account. Go to the account services or update details section and select the Aadhaar linking option.

Enter your Aadhaar number and give consent. Complete OTP verification and Aadhaar linking will be done successfully.

How to Link Aadhaar Using ATM

Some banks allow Aadhaar linking through ATM machines. Visit your bank’s ATM, insert your debit card, and select the Aadhaar linking option.

Enter your Aadhaar number and verify OTP. After successful verification, Aadhaar will be linked with your bank account.

How to Link Aadhaar by Visiting Bank Branch

If you are unable to use online methods, you can visit your bank branch to link Aadhaar. Ask for the Aadhaar seeding form and fill it with correct details.

Submit the form along with a photocopy of your Aadhaar card and show the original Aadhaar for verification. After verification, the bank will link Aadhaar with your account.

How to Check Aadhaar Linking Status

You can check Aadhaar linking status through your bank’s mobile app or internet banking. Many banks also send confirmation messages after successful linking.

You can also visit the UIDAI website to check which bank account is linked with your Aadhaar.

Important Points to Remember While Linking Aadhaar

The mobile number linked with Aadhaar must be active. Do not enter incorrect Aadhaar details. Never share OTP with anyone through calls or messages.

If you face any issue, contact your bank branch directly for support.

How Much Time Does Aadhaar Linking Take

Online Aadhaar linking is usually completed instantly or within a few hours. In some cases, verification may take 2 to 3 working days.

Conclusion

Linking your bank account with Aadhaar card is a simple and secure process. You can use mobile banking, internet banking, ATM, or visit the bank branch to complete Aadhaar linking.

Once linked, you will continue receiving government benefits smoothly and enjoy secure banking services.

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